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The Truth About Credit Scores and Buying a Home

The Truth About Credit Scores and Buying a Home Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some buyers back. The Myth: You Need To Have Perfect Credit According to Fannie Mae, only 32% of potential homebuyers have a good idea of what cred...

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What To Save for When Buying a Home

What To Save for When Buying a Home Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process. Here are just a few things experts say you should be thinking about as you plan ahead. 1. Down Payment Saving for your down payment is likely top of mind. But how much do you really need? A common misconceptio...

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New Year, New Home: How To Make It Happen in 2025

New Year, New Home: How To Make It Happen in 2025 This is the time when a lot of people take a moment to reflect and set their goals for this year. And as you picture what you want your 2025 to look like, one thing that may pop into your mind is the vision of you in a new home. But how do you get there? And where do you start? Here’s some advice that can help you get the ball rolling. Focus on Your Why To lay the foundation, you need ...

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Top Gated Communities

Top gated communities in Miami: A guide to luxurious and secure living

Miami is the ultimate address for those who seek exclusivity and luxury amidst gorgeous ocean views. Known across the globe for its upscale condos, pristine beaches, and thrilling water activities, it’s also where you can find some of the most elite gated communities in Florida. Table of Contents 5 Exclusive Gated Communities In Miami Fisher Island Star Island Gables Estates Old Cutler Bay The Cloisters At Coconut...

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Only an Expert Agent Can Give You an Accurate Value of Your Home

Only an Expert Agent Can Give You an Accurate Value of Your Home In today’s digital age, it’s tempting to rely on automated tools for everything — including figuring out how much your house is worth. But be careful. The automated estimates you’re seeing online often miss key details that affect the true market value of your home. Before you toss a for sale sign in your yard and expect to bring in the number you saw for your ho...

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What Will It Take for Prices To Come Down?

What Will It Take for Prices To Come Down? You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But experts agree that's not what's in the cards – and here's why. There are more people who want to buy a home than there are homes available to purchase. That’s what drives prices up. Let’s break that down and e...

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Sell Your House During the Winter Sweet Spot

Sell Your House During the Winter Sweet Spot A lot of people assume spring is the ideal time to sell a house. And sure, buyer demand usually picks up at that time of year. But here’s the catch: so does your competition because a lot of people put their homes on the market at the same time. So, what’s the real advantage of selling your house before spring? It’ll stand out. Historically, the number of homes for sale tends to ...

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Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to see how many new programs have been added in the last year...

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The Majority of Veterans Are Unaware of a Key VA Loan Benefit

The Majority of Veterans Are Unaware of a Key VA Loan Benefit For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership. But according to Veterans United, only 3 in 10 Veterans realize they may be able to buy a home without needing a down payment (see visual below): That’s why it’s so important for Veterans – and anyone who cares about a Veteran – to be aware of this val...

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Florida Beach Resort Aerial

The ultimate guide to living in Miami, FL

If you’re someone whose concept of the ultimate lifestyle is living in the lap of coastal luxury, then Miami, FL is the perfect place for you. Located right along the fringes of the Atlantic, Miami is best known for its vibrant lifestyle, outstanding ocean views, top-tier real estate options, and extensive selection of amenities and attractions, all of which help to make the Magic City an extremely desirable destination for tourists, pro...

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